How To Save Money On Laptop Accidental Damage Policies

When purchasing a new laptop computer from Lenovo, you are offered the opportunity to upgrade the base warranty and add on an Accidental Damage Protection Policy.

This added Protection Service will help to protect your new IBM Lenovo Thinkpad from accidental damages such as:

Accidental spills
Drops and Falls
Electrical Surges

Did you know that you can save money by bypassing the manufacturer's Accidental Damage Protection policy and purchasing laptop insurance from an independent insurance provider.

One such provider is a company called Safeware. Safeware is the nation's largest provider of specialized insurance programs, designed to meet the demands of computer, electronics, and high-tech equipment owners. Safeware has been in business for twenty years and is licensed to conduct business in all 50 states and Canada.

You can get a quote for the cost of laptop insurance coverage via an online form.

The cost will vary from state to state but generally seems to run under $100 for 1-year of insurance for a $1,000 laptop.

Coverage includes fix, repair or replacement due to physical damage such as a cracked LCD screen, liquid spills, power surges, theft and natural disasters for anywhere in the U.S. You also have the option of adding World Wide coverage for your laptops while traveling.